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Smart Risk Management

In the 1990’s in2vate created a strategy that was trademarked Smart Risk Management®. It was a program to train trainers directed by subject matter experts in employment practices liability. There were anonymous reporting lines (whistleblower lines) and help lines for insured organizations that strengthened their defenses if workplace misconduct ever occurred.

Today, our clients and the organizations they serve are being stretched very thin. Much of the institutional knowledge has been lost. There is still a need, if not a greater need than before, of having consistent messaging throughout all organizations. This is vital to strategic risk management.

in2vate has re-imagined the Smart Risk Management strategy to pair our subject matter experts with our clients’ expertise to deliver an individualized risk management strategy that starts with the coverage provider. This strategy includes everyone in the value chain, down to the last employee within your insured organization.

Our risk management software allows clients to include their content and service providers, collect custom data points, and use a combination of sponsored and discounted services. Coverage providers can choose any risk to apply our proven risk processes.

We work with some of the industry’s largest carriers, brokers, and third-party service providers they need simple methodologies to provide education and resources to their clients on high-risk topics. Implementing a robust top-down strategy may be more than they have the resources to implement

A modified version of the Smart Risk Management strategy is to create an electronic interactive toolkit targeting policyholders as well as management teams.  We include a train the trainer manual to help those that are part of the distribution process understand their role. This guide can be accessed using links, QR codes, provided on a training platform, or on your website.

This includes the following sections:

  • Training to help managers supervisors understand inherent risks
  • Sample policies and forms that can be customized
  • Checklists for getting started
  • Additional resources and discounted services


in2vate’s smart risk management approach blends risk management software, enterprise risk management, operational risk management, our clients’ knowledge, and expertise in the EPLI sector. By innovating with our clients, we have provided the best tools and strategies to analyze risk and mitigate risk.

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